Rental Insurance Coverage for Louisiana Property Owners and Renters
Whether you’re renting a mobile home, leasing out a property, or living in a rented apartment, having good insurance is essential. Our family-owned agency in Bossier City, LA, has been protecting landlords and renters across Northwest Louisiana and beyond since 1982. Maddox and Hughes Insurance Agency Inc. helps you understand your risks and matches you with a good policy—whether you’re a tenant or a property owner.
Renters Insurance (HO-4) for Tenants
Renters insurance, also known as HO-4 coverage, protects the belongings of individuals living in a rented home, apartment, or mobile home. Even though your landlord carries insurance on the structure, your personal items are not covered under their policy.
What Can HO-4 Renters Insurance Cover?
- Personal Belongings (Furniture, Electronics, Clothing, etc.)
- Liability Coverage if Someone Is Injured in Your Rented Space
- Loss of Use if You’re Temporarily Displaced Due to Fire or Damage
- Medical Payments to Others
Renters insurance is an affordable way to protect what you own and gain peace of mind in case the unexpected happens.
Insurance for Property Owners Who Rent
If you own a home, mobile home, or multi-unit property that you lease to tenants, your standard homeowners policy won’t provide the protection you need. We offer landlord insurance policies designed to protect your investment.
Coverages Available for Residential Rental Property
- Dwelling Coverage for the Structure Itself
- Liability Protection in Case of Tenant or Visitor Injuries
- Loss of Rental Income Due to Covered Damages
- Optional Coverage for Detached Structures, Appliances, and More
We’ll help you protect your property with our reputable insurance companies that we have available.
Mobile Home Rental Insurance
Whether you rent out a mobile home or live in one as a tenant, we provide coverage that reflects your unique risks. Mobile homes often require specific policies that differ from traditional home or renters insurance. We’ll help you get good protection—without overpaying.
Get the Rental Insurance Coverage You Need Today
Whether you rent or own, we’ll help you find a good policy for your situation. Contact our local agency in Bossier City today for a free quote.
We proudly serve renters and property owners throughout Louisiana.